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In a large pot, dutch oven, or similar, brown the ground beef, about 7 minutes
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Drain off the rendered fat and set the beef aside.
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In the same pot, sauté the onions, garlic, and bell peppers for 5 minutes.
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Return the ground beef to the pot and mix well.
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Add the spices. Mix well and wait for them to bloom or become fragrant.
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Add the canned crushed and diced tomatoes, mix well.
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Add the undrained kidney and pinto beans and gently fold them into the beef and veggies.
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Add the white beans, folding them in gently as well.
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Allow to simmer for 15 minutes or until the beans and warmed through and the flavors have melded.
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Serve and enjoy