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Preheat oven to 350°.
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In a bowl, beat eggs, milk, vanilla, salt, cardamom, cinnamon, nutmeg, sugar together, slowly whisk in the flour.
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In a large bowl, toss the bread, peaches, and raspberries together and slowly mix in the liquid, making sure it all incorporated.
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Chill for 2-12 hours.
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In a large skillet or baking dish, add a small layer of the bread pudding, then small dollops of cream cheese.
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Add another small layer of bread pudding and then more cream cheese. Continue until all the bread pudding and cream cheese has been added to the pan.
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Pour melted butter over the top.
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Bake for 30-40 minutes or until cooked through.